Mode Homes — ADU Return Calculator
Mode Homes · Boise, Idaho

The ADU Return
Calculator

Model the cash flow, equity, and long-term wealth an accessory dwelling unit could add to your property.

Your Project

01 — Inputs
$80k$450k
$800$3,500
0%20%
0%12%
0%12%
Financing
0%100%
3%12%
10 yrs30 yrs
Equity & Growth
$150k$1.2M
0.3×1.3×
0%10%
0%8%
1 yr30 yrs
Annual Cash Flow
$0
Cash-on-Cash Return
0%
Equity Created Day 1
$0
Total Wealth, 15-Yr Hold
$0

Income & Cash Flow

02 — Annual
Gross Annual Rent
Vacancy Loss
Property Management
CapEx Reserve
Net Operating Income
Annual Debt Service
Annual Cash Flow

Equity & Appreciation

03 — Over the hold period
Value Added by ADU (Day 1)
New Property Value
Future Property Value
Total Appreciation Gain

Total Wealth Creation

04 — Summary
Cash Flow Over Hold Period
Equity Created Day 1
Appreciation Gain
Total Wealth Created
Effective Annual Return

How It Stacks Up

05 — Comparison
ADU (Cash Flow + Equity + Appreciation)$0
Same Cash in Stock Market (8%)$0
This tool provides estimates for planning purposes only, based on the assumptions you enter. It does not constitute financial, tax, or investment advice. Actual construction costs, rents, financing terms, and market conditions will vary — talk with your lender, CPA, and Mode Homes before making a decision.